Protecting the Health and Wealth of Canadians

Canada’s life and health insurance industry plays a critical role in supporting financial security, retirement income, and access to healthcare across the country. With billions of dollars in premiums, benefits, and managed assets, the industry operates at a scale that directly impacts individuals, businesses, and the broader economy.

This course provides insurance professionals with a clear, structured, and data-driven overview of Canada’s life and health insurance sector. Participants will examine how insurers generate revenue, pay benefits, and manage assets across life, health, and retirement product lines. Key industry trends, including premium growth, benefit allocation, and demographic influences, are analyzed to provide meaningful context for professional practice.

The course also focuses on the financial and operational mechanics of the industry, including investment strategies, capital strength, asset-liability matching, pension management, and fraud prevention. The role of insurers in contributing to government revenues and supporting economic stability is also explored.

Who Should Take This Course

This course is intended for licensed life and accident and sickness agents, financial advisors, insurance professionals, and anyone seeking a stronger understanding of the Canadian life and health insurance industry.

Learning Outcomes

Upon completion of this course, students will be able to:

Quantify the scale of the Canadian life and health insurance marketplace
Distinguish between major revenue sources, benefit categories, and asset structures
Interpret premium growth trends and shifts in industry composition
Understand the structural differences between life, health, and retirement products
Recognize the impact of demographic, economic, and healthcare factors on industry performance
Explain pension asset management and insurer market share
Understand investment strategies, capital strength, and asset-liability matching
Identify fraud prevention practices and industry collaboration efforts
Recognize the tax and economic contributions of the insurance sector
Apply industry-level data in advisory, compliance, and professional discussions