Just when you were starting to calm down from your CE credit deadline stress mode…. yes Christmas is exactly 6 months away.
That being said, take your current schedule you are juggling now and imagine adding Christmas shopping, Christmas parties, and holiday travel all at once.
Boom! Merry Christmas.
I suspect you’ll thank yourself come mid-December if you use the extra time you have now to get ready for Christmas 2015.
Start Saving in the Summer
We all know Christmas is expensive. You really only have two options, spend less this year, or learn more and earn more money. Neither option is instantaneous, but financial experts recommend you start setting aside funds for your holiday plans as soon as your summer vacation has ended. Decide how much you need for your Christmas celebrations, and then begin saving a little each month to avoid panic in December. When consciously saving towards a targeted goal, starting earlier means you actually have to save less per month than if you start later. Most people will never plan ahead and will complain about how they never have any money. This is true of Christmas gifts and life in general.
Make and Address Christmas Cards in the Summer
Up to 30 percent of families say that running out of time close to the holidays is why they don’t send out Christmas cards. Have them made in the summer and then address them early on to avoid hassles.
Shop for Family Presents Early
Whenever possible, buy the majority of presents as early as possible. Labor Day sales in the beginning of September are often the best time to shop for clothing and toys.
Ultimately, those who are prepared for the holidays can spend less time worrying and more time enjoying the Christmas season with friends and family.
